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Mortgage borrowers know that they don’t know much: Financial News – Yahoo! Finance

Please ask questions and lots of them. The past few years have seen loads, and loads of new mortgage products. From reduced documentation, to varied payment options, to products which understand credit scores that are not “excellent”.

Even after the closing, no investor wants to foreclose on your home, but if you don’t make payments it will happen. Ask for help in getting through your tough spot. Maybe payments could be added at the end, maybe a reduced payment could be accepted, maybe you could be loaned the money to make the payment, maybe a refinance to lower the cost of your payment for a period of time is right. Ask questions.