Archive for July, 2007

The Truth About Bankrutpcy

Some would make out bankruptcy to be an easy street to a new beginning. In reality Bankruptcy is a somewhat complex procedure, and even more so with the new bankruptcy laws that went in to effect last year, making it harder for people to abuse filing for Bankruptcy. Many people look at Bankruptcy as [...]

What your parents never told you about credit…

Well okay they might have but most people never heard this stuff. The 10 commandments of credit. Likely the best article I’ve seen in a long time about what you should do about credit, and what you shouldn’t do. I love #10, don’t obsess, life is too short. It is all [...]

You already knew you were getting ripped off at the gas station…

You just didn’t know how you might be getting ripped off. With gas at $3.25 recently locally it seems like it was just the high price of the gas. Using your credit card at the pump could expose you to identity theft. When you swipe your card in the pump, the pump [...]

Identity Theft - Protect Yourself For Free

Thinking about signing up for a service like LifeLock to protect yourself from identity theft?  Is that monthly expense really worth it?  Can you do it all for free?  You sure can.
I saw this article today and feel I need to pass along the link. You can win the war on identity theft if [...]

Mortgage Broker vs. Mortgage Banker

While many consumers think that “mortgage companies” are banks that lend their own many, in reality they are mortgage brokers or mortgage bankers. What is the difference between a mortgage broker and a mortgage banker? A mortgage banker is a direct lender, lending their own money. They may service the loan (collect [...]