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So you have now turned the tables on the mortgage person. You will quickly find the person you want and should work with. Someone who will take good care of you, isn’t in the business just to cram a loan through. If they are willing to answer all these questions, sound intelligent, and honest, they [...]

So now that we have started talking about asking questions of your broker on topics other than than just rate, let’s keep expanding on that.  All mortgages are not created equally, that is what makes one a different price than another.  What questions should you ask to find out about different loans that are available?  And some questions [...]

“So what is your rate?” we have all heard that before.  “I just need to know your rate.” Customers don’t know the questions to ask, so they think they should be asking what is your rate.  Rate isn’t the only question they should be asking.  There are loads of questions that a customer should ask [...]

Equifax the first of the 3 major credit reporting agencies opened for business in 1899.  In 1958 the Fair, Issac and Company started developing a credit scoring system.  The company was founded in 1956 by engineer Bill Fair and mathematician Earl Isaac, they change their name and become Fair Issac Corporation in 2003.  In 1975 [...]

You just found out that your credit report has an error on it. You are not alone, many, many reports contain errors. How do you fix this? The first step is to write a letter to the credit bureau that has the incorrect information and ask that they investigate, and update your report accordingly. You [...]