Lots of requests for contact information at Bank of America in their foreclosure department. So here you go. Want to make a phone call, call 1-800-846-2222, between 8 a.m.-9 p.m., Monday-Friday. This number is for the collections department and English and Spanish speaking operators are available. More of an internet kind of person, then visit [...]
How much of a credit card balance can you carry without effecting your credit score? The answer may shock you. It is a lot lower than many people carry on their cards. So how much can you keep? Just 9% of your total limit. 10% or more will effect your score. This is by the [...]
Effective October 1, 2008, FHA has changed their down payment requirements and maximum LTV guidelines. To sum it all up: 1. One standard down payment requirement of 3.5% for all purchases 2. Closing costs/prepaids are in addition to the 3.5% down (6% seller contribution still allowed) 3. New maximum LTVs (based on lower of sales [...]
We all get junk mail by the bucket loads, even if we have removed ourselves from receiving the pre-screened credit offers, the catalogs and the like. I read this article today at Yahoo on turning the tables on junk-mailers and had to laugh at the idea. Send the credit card companies, or whomever their marketing [...]
