Archive for December, 2008

Hardship Letter Suggestions

You are applying for a loan modification or workout with your mortgage company and you need to write a letter on what has caused your “hardship” for your package.  What is making it to hard to keep up with the payments or bring them current.  Where do you start?  Here are some ideas for your [...]

Requesting Your Credit Report

Once a year you are allowed to receive a free copy of each of your credit reports.  You can always request them more often, but then you will have to pay for those requests unless you have a valid reason to request additional free copies (like you were turned down for credit or a job). [...]