Archive for the 'Credit' Category

USA Consumer Debt Declining But Still over $2.4 Trillion

One of the few good recent results of the economy has been a continuous decline in consumer debt. Consumer debt fell for the 8th consecutive month, for the first time, in September, declining by $15 billion.
Consumer debt grew by about $100 each year from 2004 through 2007. In 2008 it increased $40 billion. [...]

Duvera Financial – How to stop the collection calls

Duvera Financial – How to stop the collection calls

There are several things that you can do to combat collection calls.
Quick and easy is to dispute the debt with the 3 major credit bureaus.  Before you dispute the account with Duvera Financial, make sure the account is actually on your credit report and which bureau actually [...]

Americollect Collections – How to stop collection agency calls

Americollect Collections – How to stop collection agency calls.
There are several things that you can do to combat collection calls.
Quick and easy is to dispute the debt with the 3 major credit bureaus.  Before you dispute it, make sure the account is actually on your credit report and that that bureau actually has the collection [...]

How to Achieve Perfect Credit

Perfect credit requires timely payments, but that is just the beginning. If your goal is to have the highest possible credit score you must understand the mechanism of the FICO scoring model and structure the content of your report accordingly. Here are some well tested credit repair tips that will take you to your goal. [...]

Wells Fargo Loan Modification Through Obama’s Home Affordable Plan

Under the Home Affordable federal subsidy plan, homeowners struggling with their Wells Fargo mortgage may now apply for a loan modification. They have finalized its plans to participate in the Treasury Department’s aggressive loan workaround program. Find out here what is involved, and how to apply.
Borrowers will need to prepare and submit a loan modification [...]