Once a year you are allowed to receive a free copy of each of your credit reports. You can always request them more often, but then you will have to pay for those requests unless you have a valid reason to request additional free copies (like you were turned down for credit or a job).
So [...]
Do you have a mortgage with AmTrust formerly Ohio Savings Bank? Here are some foreclosure and loss prevention contact numbers which you may find of assistance.
AmTrust has a great web page specifically for those who need assistance with their mortgage, it can be reached by cliking here. Great page, links for options and for requesting [...]
How much of a credit card balance can you carry without effecting your credit score? The answer may shock you. It is a lot lower than many people carry on their cards.
So how much can you keep? Just 9% of your total limit. 10% or more will effect your score. This is by the card, [...]
We all get junk mail by the bucket loads, even if we have removed ourselves from receiving the pre-screened credit offers, the catalogs and the like. I read this article today at Yahoo on turning the tables on junk-mailers and had to laugh at the idea. Send the credit card companies, or whomever their marketing [...]
A basic in the credit building game is a secured credit card. A real Master Card or Visa card which reports to the credit bureaus is a valuable tool at repairing or simply establishing credit. Virtually everyone who applies is approved, after all you are fronting the whole amount of your credit line as a [...]
