Archive for the 'Credit' Category

Americollect Collections – How to stop collection agency calls

Americollect Collections – How to stop collection agency calls. There are several things that you can do to combat collection calls. Quick and easy is to dispute the debt with the 3 major credit bureaus.  Before you dispute it, make sure the account is actually on your credit report and that that bureau actually has [...]

How to Achieve Perfect Credit

Perfect credit requires timely payments, but that is just the beginning. If your goal is to have the highest possible credit score you must understand the mechanism of the FICO scoring model and structure the content of your report accordingly. Here are some well tested credit repair tips that will take you to your goal. [...]

Wells Fargo Loan Modification Through Obama’s Home Affordable Plan

Under the Home Affordable federal subsidy plan, homeowners struggling with their Wells Fargo mortgage may now apply for a loan modification. They have finalized its plans to participate in the Treasury Department’s aggressive loan workaround program. Find out here what is involved, and how to apply. Borrowers will need to prepare and submit a loan [...]

Requesting Your Credit Report

Once a year you are allowed to receive a free copy of each of your credit reports.  You can always request them more often, but then you will have to pay for those requests unless you have a valid reason to request additional free copies (like you were turned down for credit or a job). [...]

AmTrust Ohio Savings Bank Foreclosure and Loss Prevention Contacts

Do you have a mortgage with AmTrust formerly Ohio Savings Bank?  Here are some foreclosure and loss prevention contact numbers which you may find of assistance. AmTrust has a great web page specifically for those who need assistance with their mortgage, it can be reached by cliking here.  Great page, links for options and for [...]