How much of a credit card balance can you carry without effecting your credit score? The answer may shock you. It is a lot lower than many people carry on their cards. So how much can you keep? Just 9% of your total limit. 10% or more will effect your score. This is by the [...]
We all get junk mail by the bucket loads, even if we have removed ourselves from receiving the pre-screened credit offers, the catalogs and the like. I read this article today at Yahoo on turning the tables on junk-mailers and had to laugh at the idea. Send the credit card companies, or whomever their marketing [...]
A basic in the credit building game is a secured credit card. A real Master Card or Visa card which reports to the credit bureaus is a valuable tool at repairing or simply establishing credit. Virtually everyone who applies is approved, after all you are fronting the whole amount of your credit line as a [...]
A payment option ARM loan is not a bad loan by itself. For an informed and educated consumer they can be great wealth building tools. They can help consumers with seasonal, or otherwise inconsistent (I’m not saying lack of, just large amounts one month and less in other months like someone in the financial sector [...]
Like kicking someone when they are already down, trying to scam someone who is facing foreclosure is just wrong. The possibility of losing your home to foreclosure is terrifying enough, and having some fraudster there to try and take your home is worse. Many of these so-called foreclosure rescue companies may claim they can help [...]
