Archive for the 'Information' Category

California Foreclosure Law Summarized

In California, Judicial as well as Non-judicial foreclosure are conducted, but judicial foreclosure are rare. What is the processing period for foreclosure in California? Processing period is typically 120 days. What is sale publication period in California for foreclosure? Sale publication period is 21 days. Is there any right of redemption in California for foreclosure? [...]

Credit Union or Bank Which Is Better?

You want to get the best deal on your savings or your next loan, everyone one does. Will you get a better deal at your local credit union or local bank? Credit Unions often have better rates as they are not for profit businesses, but that is not always the case. ING Orange Accounts are [...]

AmTrust Ohio Savings Bank Foreclosure and Loss Prevention Contacts

Do you have a mortgage with AmTrust formerly Ohio Savings Bank?  Here are some foreclosure and loss prevention contact numbers which you may find of assistance. AmTrust has a great web page specifically for those who need assistance with their mortgage, it can be reached by cliking here.  Great page, links for options and for [...]

Countrywide Home Loans – Foreclosure Loss Mitigation Contact Information

Another lender I’ve gotten requests for contact information on is Countrywide Home Loans.  They are a part of the Bank of America umbrella now, but have their own foreclosure, loss mitigation department. Nationwide: Call 1-877-744-7691 between 8:00 a.m. and 9:00 p.m. CST, Monday-Thursday.  Who knows why they are not taking calls Friday.  After all everyone [...]

Credit Card Balance – How much do you need to pay off

How much of a credit card balance can you carry without effecting your credit score?  The answer may shock you.  It is a lot lower than many people carry on their cards. So how much can you keep?  Just 9% of your total limit.  10% or more will effect your score.  This is by the [...]