You want to get the best deal on your savings or your next loan, everyone one does. Will you get a better deal at your local credit union or local bank? Credit Unions often have better rates as they are not for profit businesses, but that is not always the case. ING [...]
Do you have a mortgage with AmTrust formerly Ohio Savings Bank? Here are some foreclosure and loss prevention contact numbers which you may find of assistance.
AmTrust has a great web page specifically for those who need assistance with their mortgage, it can be reached by cliking here. Great page, links for options and for requesting [...]
Another lender I’ve gotten requests for contact information on is Countrywide Home Loans. They are a part of the Bank of America umbrella now, but have their own foreclosure, loss mitigation department.
Nationwide: Call 1-877-744-7691 between 8:00 a.m. and 9:00 p.m. CST, Monday-Thursday. Who knows why they are not taking calls Friday. After all everyone gets [...]
How much of a credit card balance can you carry without effecting your credit score? The answer may shock you. It is a lot lower than many people carry on their cards.
So how much can you keep? Just 9% of your total limit. 10% or more will effect your score. This is by the card, [...]
Effective October 1, 2008, FHA has changed their down payment requirements and maximum LTV guidelines.
To sum it all up:
1. One standard down payment requirement of 3.5% for all purchases
2. Closing costs/prepaids are in addition to the 3.5% down (6% seller contribution still allowed)
3. New maximum LTVs (based on lower of sales price or value) are:
* [...]
