Archive for the 'Information' Category

Junk Mail - One way to say thanks

We all get junk mail by the bucket loads, even if we have removed ourselves from receiving the pre-screened credit offers, the catalogs and the like.   I read this article today at Yahoo on turning the tables on junk-mailers and had to laugh at the idea.  Send the credit card companies, or whomever their marketing [...]

Short Sale - 5 Frequently Asked Questions

With short sales all the rage right now, there are loads of questions about them.  Here are answers to 5 of them.
Do I have to miss a payment to do a short sale.
No you do not have to miss a payment.  You do need to present a case to the lender as to why they [...]

Short Sale Games

I’ve heard countless stories in the past months from sellers, buyers and Realtors about the current state of affairs when it comes to short sales.  While some transactions have closed, many more have had “birthdays”, and most have not closed.  It is easy to understand why a bank is slow to move, after all they [...]

Not Stupid Or Desperate

“Price reduced”, “Accepting All Offers”, “Negotiable” all cry out for the buyer of a house to come in real low on their offer, especially in our market today.  When I saw this blog and the picture in the posting I had to post a link to it.  “Reduced, Not Stupid Or Desperate” made me laugh [...]

Secured Credit Card

A basic in the credit building game is a secured credit card.  A real Master Card or Visa card which reports to the credit bureaus is a valuable tool at repairing or simply establishing credit.  Virtually everyone who applies is approved, after all you are fronting the whole amount of your credit line as a [...]