Do you have a mortgage with AmTrust formerly Ohio Savings Bank? Here are some foreclosure and loss prevention contact numbers which you may find of assistance. AmTrust has a great web page specifically for those who need assistance with their mortgage, it can be reached by cliking here. Great page, links for options and for [...]
Another lender I’ve gotten requests for contact information on is Countrywide Home Loans. They are a part of the Bank of America umbrella now, but have their own foreclosure, loss mitigation department. Nationwide: Call 1-877-744-7691 between 8:00 a.m. and 9:00 p.m. CST, Monday-Thursday. Who knows why they are not taking calls Friday. After all everyone [...]
How much of a credit card balance can you carry without effecting your credit score? The answer may shock you. It is a lot lower than many people carry on their cards. So how much can you keep? Just 9% of your total limit. 10% or more will effect your score. This is by the [...]
Effective October 1, 2008, FHA has changed their down payment requirements and maximum LTV guidelines. To sum it all up: 1. One standard down payment requirement of 3.5% for all purchases 2. Closing costs/prepaids are in addition to the 3.5% down (6% seller contribution still allowed) 3. New maximum LTVs (based on lower of sales [...]
We all get junk mail by the bucket loads, even if we have removed ourselves from receiving the pre-screened credit offers, the catalogs and the like. I read this article today at Yahoo on turning the tables on junk-mailers and had to laugh at the idea. Send the credit card companies, or whomever their marketing [...]
